CONSTRUCTION ACCOUNTING & FINANCIAL OPERATIONS · HAWAII

BUILT FOR
GENERAL
CONTRACTORS.

Retainage, draws, WIP, job costs. We run the financial back office of your construction business — so every job's true margin is visible while the job is still running.

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A 60-SECOND GUT CHECK

Which one of these keeps you up at night?

01Which of my jobs actually made money — and which quietly lost it?02Am I over- or under-billed on my open jobs right now?03Can I take on a bigger project without running out of cash mid-job?04Is retainage strangling my cash flow?
01 / WHY CONSTRUCTION MONEY IS DIFFERENT

PROFITABLE ON PAPER. CASH-STARVED ON EVERY JOB.

Construction is the hardest trade to see clearly. The money is earned in one month, billed in another, and paid in a third — while GET is owed on the full contract value, not what you keep.

RETAINAGE5–10% of every draw held until completion. You earned it — it's just not in your bank. A profitable GC can be cash-starved on retainage alone.
PROGRESS BILLINGAIA draws against a schedule of values (G702/G703). Get one wrong and payment slips a full cycle.
WIP BLINDNESSOver-billed or under-billed on open jobs — most GCs can't say which, so "profit" is a surprise that arrives at closeout.
JOB COSTINGLabor, materials, subs, and equipment per job, per cost code. Without it, "am I making money on this job?" is a guess until it closes.
SUBS & BONDINGLien waivers, 1099s, insurance certs — and sureties that underwrite your books. Messy financials cap the jobs you can win.
LUMPY CASH + GETBig draws, then dry spells — while Hawaii GET is owed on the full contract value, not your margin.
02 / WHAT WE HANDLE

THE BACK OFFICE OF A CONSTRUCTION BUSINESS. RUN FOR YOU.

Job costing that's current.Every cost coded to its job as it happens — so true margin is visible while the crew is still on site.
WIP you can actually read.Over/under-billing per open job, in plain language — not a spreadsheet you dread opening.
Retainage & draw tracking.What's held, where, and when it releases — so cash stops quietly disappearing into your own contracts.
Bond-ready financials.Statements a surety takes seriously — so your books raise your bonding capacity instead of capping it.
03 / WHO THIS IS FOR

HAWAII GCs DOING $1M–$10M.

You run crews and subs, you win work on reputation, and you're flying blind between draws. You don't need another report — you need to know which jobs make money and whether you can take the bigger one.

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A GOOD FIT IF
You bill in draws and carry retainage
You run multiple open jobs at once
You want to bond bigger work
NOT A FIT IF
You want a once-a-year cleanup for the tax return
You're shopping for a bookkeeper — that's not us
04 / CONTRACTOR FAQ

STRAIGHT ANSWERS.

How does retainage affect my cash flow?+

Retainage holds 5–10% of every draw until completion — profit you've earned that sits outside your account for months. We track retainage receivable per job, so you always know what's held, where, and when it releases.

What's a WIP report — and do I need one?+

A work-in-progress report shows whether each open job is over- or under-billed against work actually completed. If you run multiple jobs at once and can't answer that today, you need one.

Why can't I see if a job is profitable until it closes?+

Because costs aren't being coded to jobs as they happen. With live job costing across cost codes — labor, materials, subs, equipment — true margin is visible while the job is still running.

How do clean books help me get bonded?+

Sureties underwrite your financial statements. Credible, current books directly raise your bonding capacity — messy books cap the size of jobs you can win.

Do I pay Hawaii GET on the whole contract?+

GET applies to gross contract revenue, not your profit. We build it into every job budget and the cash plan, so it never lands as a surprise.

THE NEXT STEP

60 MINUTES.
1 QUESTION.

We get down to the one question your construction business most needs answered — then show you exactly what it takes to answer it.

Book a FREE consultation callFree · 60 minutes · no obligation

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